Social Security serves as a key source of income for millions of retirees, and countless seniors depend on those payments to cover their basic needs. If you want to get the most out of your benefits, here are a few key moves to make during your working years.
1. Hold off on filing
Your full retirement age is based on the year you were born. Here’s what it looks like for today’s workers:
DATA SOURCE: SOCIAL SECURITY ADMINISTRATION.
2. Report errors on your earnings record3. Work longer than planned